Terms of use

Please read this information carefully. By accessing this website you agree to be bound by all of the following terms and conditions of use. If you do not accept these terms and conditions of use and do not intend to be bound by them you must not use the website and you should exit immediately.

These terms and conditions of use, in conjunction with our Privacy Policy and our Cookie Policy apply to your use of the Website.

The Site is owned and operated by Advantage Insurance Company Limited (‘Company’), in its own right and on behalf of all of its connected entities (the ‘Group’). For this purpose, in context of these terms and conditions, the Company and the Group shall be referred to as ‘Advantage’, ‘us’, or ‘we’. We reserve the right for the Company, and any or all of the Group, to enforce their rights and obligations jointly or severally as appropriate.

Advantage Insurance Company Limited is a company registered in Gibraltar under number 85900 with its registered office at Suite 23, Portland House, Glacis Road, Gibraltar.

Conditions of use

We reserve the right to vary the terms and conditions of use at any time and updated versions will be posted here. You are advised to review the terms and conditions of use on a regular basis as you will be deemed to have accepted variations if you continue to use the Website after they have been posted.

We take every care and precaution to ensure that information published on the Website is accurate when posted and regularly updated, but we do not guarantee its accuracy and we may change the information at any time without notice.

These terms and conditions of use are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute. To the extent that any part of these conditions of use is found to be invalid, unlawful or unenforceable by any court of competent jurisdiction such part shall to that extent be severed from the remaining terms all of which shall remain in full force and effect as permitted by law.

Trademarks and copyright

Copyright in all content of the Website is owned or reproduced under licence by the Company. Where operated under licence this may be indicated by a third party proprietary notice. Images, trademarks and brands are also protected by intellectual property laws and may not be reproduced or appropriated in any manner without written permission of their respective owners. Unless specifically prohibited by a notice published on any page, you may make a print copy of such parts of the Website as you may reasonably require for your own personal use provided that any copy has attached to it any relevant proprietary notices and/or disclaimers. All other use is prohibited.

You may not link to the Website, nor frame it, without our express written permission.

Disclaimer and limitation of liability

The information contained on the Website is provided ‘as is’ without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. Whilst every reasonable effort has been made to ensure that any information on the website is complete, accurate, and current we do not guarantee that such will be the case and accept no responsibility or liability for any technical or editorial inaccuracies or typographical errors on the Website.

The information, including any financial information, contained on this Website or in any document on this Website is provided for information only, and does not constitute a public offer under any applicable legislation or an offer to sell (or the solicitation of an offer to purchase) any services, security or financial instrument of the Company and/or any of its subsidiaries in any country, nor does it constitute investment, tax, legal or any other form of advice or recommendation with respect to any such services, security or financial instrument.

We have no responsibility for, and make no warranties that, functions contained in the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available will be free of viruses or other harmful components. Under no circumstances shall we be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer or other property on account of your accessing or use of the Website.

Under no circumstances will we be liable, whether in contract, breach of warranty, tort, including but not limited to negligence or otherwise, for any lost profits, loss of opportunity or any indirect, consequential, incidental, special, punitive, or exemplary damages arising out of any use of or the inability to use the Website, whether or not we have been informed of the likelihood of such damages occurring.

We are not responsible for the content of any other website, including any website to which you may have gained access from the Website. Access to such websites is at your own risk and discretion. Links to any other websites do not imply, on our behalf, any endorsement of the opinions, ideas, products, services or information offered at such websites or any representation regarding the content of such websites.

Due to the nature of the internet, and the need for updates and maintenance of the website, we do not guarantee continuous or uninterrupted access to the Website without any faults. Please note that there is no guarantee that any e-mail sent to us will be received by us, or that the contents of the e-mail will remain confidential during internet transmission.

Privacy and cookies

By using our website you agree to any information collected about you being used in accordance with our privacy policy.

Our website uses cookies, these are used to distinguish you from other users of our website. They help us provide you with a good experience when you browse our website and also allow us to improve our website. None of the cookies on our website collect personally identifiable information about you. For more information on cookies, please see our cookie policy.